OK I will try to answer a few things here. Princess is still not feeling well - hopefully she will be back around soon.
-Astro is correct, only the main account holder can buy member items and only they get the snow globe, horse, etc. Family members can be traded any member clothing and can wear or trade with main account holders or anyone who is a family member.
-Tiki, the same thing happened with the monthly account for us. On one account the horse stable and horse showed up pretty quickly but on the other it took until the next day. There won't be a pop up about the horse, just look in your room list for the stable and paddock rooms and your horse will be waiting for you in the stable.
-Fun, it has been our understanding that once memberships expire, you will still keep any member items you received and will still be able to wear member clothing you already have. I am guessing that includes your horse. What will stop is daily credits, IM, and access to member specials and monthly member items. I don't know if that will change later, but for now that is how we understand it to work.
Hope this answers any questions. Also, if anyone has any questions I would use the HELP button in game rather than contact us. This is not like VMK and they encourage you to use the HELP button in this way. We have found they respond very quickly
.